Financing Solutions

working capital
National bank of kenya’s working capital products is tailored to help our corporate customers meet their day-to-day financial obligations and fund business growth.

How it supports your business
• It frees up cash held in our corporate customer sales ledger
• It helps even out cashflow fluctuations caused by everyday expenses or unexpected financial demands
• It allows our corporate customer to plan ahead, supporting their current business obligations and future growth objectives.

overdraft
This product allows the corporate customer to gain convenient access to flexible funding without being tied to repayment dates.

How it supports your business
• It is offered as part of your business current account making it simple and convenient to administer and monitor through account statements
• The solution minimizes customer finance costs because only the amount that is borrowed is going to be subjected to interest.

asset finance
This product suite offering from national bank of kenya helps optimize corporate business performance by ensuring businesses are always a step ahead of the market environment.

How it supports your business
• Enables the corporate customer to preserve capital and generate income from their new asset acquisition while paying for them
• The solution provides flexible funding profiles for our corporate clients enabling them to match their cashflow cycles to repayments and thereby streamlining their finances.
• Alleviates the risk and responsibility of ownership of the assets being financed

Term loan
These are flexible financing options offered by national bank of kenya that can be tailored to your specific corporate customer business needs.

How it supports your business
• Provides funding for a range of business needs, such as consolidation of existing debt or purchase of assets to enable growth
• Gives the corporate customer a flexible repayment structure and the option to take capital repayment breaks so that payments can be matched with income.
• Through project financing, we support solutions that are structured to have disbursements in line with stage of project development, and repayments of the financing come from proceeds of the project at hand. We undertake syndications where a single transaction surpasses any one lender’s single obligor limit.