Ahadi

National Ahadi is a savings account that allows you to save your money while earning an attractive interest each month. This account is available in KES, US dollars, GBP and Euros.

Key product features & benefits

  • Restricted withdrawals per quarter that allows limited accessibility. The idea is to build a habit of saving by making the money less available.
  • No debit card
  • Tiered interest rates to encourage a saving habit. The more you save the more returns you get.
  • If withdrawals are done more than once during the quarter then interest is forfeited.

What are the requirements?

  • Your Kenyan identification card or valid passport (first and last page)
  • One passport photograph
  • Opening balance for the Kenya Shilling account is Kshs. 1,000 and interest is earned from KES 1,001
  • The FCY opening balance is USD 100, EUR 100, GBP 100. However, interest is earned from USD, EUR,  GBP 201

 

Interest rates on KES Ahadi Savings Accounts
Min Max Interest Rate
0 1,000 0.00%
1,000 10,000 5.00%
10,001 1,000,000 7.00%
1,000,001 above 8.00%

 

For GBP, EUR and USD accounts

Minimum Balance in FCY Interest rate
Zero balance 0.00%
1 – 200 1.00%
201 – 1,000 2.00%
1,001 – 5,000 2.50%
5,001 – 10,000 3.00%
10,001 and above 3.50%