Unsecured Personal Loans
At National Bank, we understand the needs of our customers’ are different that is why we offer tailor made solutions to each of our customers.
Our unsecured personal loan helps you achieve your dreams – best education for your children, , shopping in Dubai, make improvements on your home ,take advantage of a great investment opportunity, post-graduate studies for yourself, a much-needed overseas holiday for the whole family.
Your dream is just an application away with National Bank Personal Unsecured Loan.


  • You need to derive your income through a salary


  • The minimum amount you can borrow is Kshs 50,000; the maximum Kshs 4million.
  • Flexible repayment options – you get up to 6 years to repay the loan.
  • Interest rates calculated on reducing balance basis.
  • No security needed.


  • Competitive interest rates
  • No security needed
  • Credit Life & Retrenchment Insurance cover provided
  • Convenience and easy access; service at your doorstep.
  • Easy access of your money via ATM, Mobile banking and internet banking.
  • Loan top up available.


Documents Required
National Bank Customers

  • Proof of income – latest 3 months certified copies of pay slips.
  • Copy of ID/ passport.
  • One passport size photograph.
  • Letter of introduction from employer on company letter head.


Non-National Bank Customers

  • Introduction letter from employer on company letterhead
  • Six months original bank statements from current bankers, where salary is processed.
  • Copy of ID / Passport
  • Proof of income – latest 3 months certified copies of pay slips.
  • One passport size photograph