At National Bank, we understand the needs of our customers’ and we have personal solution to each of our customers and we are offering a tailor made solution to each of our customer.
Our unsecured personal loan helps you achieve your dreams – best education for your children, watch the next world cup in Brazil, shopping in Dubai, make improvements on your home ,take advantage of a great investment opportunity, post-graduate studies for yourself, a much-needed overseas holiday for the whole family.
Your dream is just an application away with National Bank Personal Unsecured Loan.

• Salaried on permanent and pensionable terms in a reputable organization.

• The minimum amount you can borrow is Kshs 50,000; the maximum Kshs 4million.
• Flexible repayment options – you get up to 6 years to repay the loan.
• Interest rates calculated on reducing balance basis.
• No security needed.

• Competitive interest rates
• No security needed
• Credit Life & Retrenchment Insurance Policy
• Convenience and easy access; service at your doorstep.
• Easy access of your money via ATM, Mobile banking and internet banking.
• Loan top up available.

Documents Required
a. National Bank Customers

  1. Proof of income – latest 3 months certified copies of pay slips.
  2. Copy of ID/ passport.
  3. One passport size photograph.
  4. Letter of introduction from employer on company letter head.

b. Non-National Bank Customers

  1. Introduction letter from employer on company letterhead
  2. Six months original bank statements from current bankers, where salary is processed.
  3. Copy of ID / Passport
  4. Proof of income – latest 3 months certified copies of pay slips.
  5. One passport size photograph

Other information.

  • The Bank reserves the right to approve or decline an application.
  • The applicant will be checked up against the Credit Reference Bureau.
  • The Bank reserves the right to change the interest rate.

Please fill in the following information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for Personal Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final amount that can be borrowed.

Amount you want to borrow (Kes) * (Upto Kes 4,000,000 )______
Personal Solution (Personal Loan + Credit Card + Current Account) Interest rate * 16.5%
Personal Solution Lite (Personal Loan + Current Account) Interest rate * 17.5%
Personal Loan Interest rate * 19.9%
Your preferred repayment period in months (minimum 6 months – maximum upto 72 months)*
Monthly repayments____