Motor Insurance

Motor Insurance

• MOTOR PRIVATE INSURANCE

  Provides insurance protection against accidental loss or damage to personal private motor vehicles including the standard accessories and spare parts whilst thereon, as well as protection against legal liability to third parties.

  Third Party Only

  This is the minimum cover that can be offered and coverage includes:

  • Death and bodily injury to any person other than employees or members of his own family.
  • Damage to third party property arising out of or caused by the use of client’s motor vehicle.

  Third Party, Fire and Theft

  Includes A above. In addition there is coverage for damage to client’s motor vehicle arising out of or caused by fire, external explosion, self-ignition, lightning, burglary or theft.

  Comprehensive

  Coverage includes A and B. Also covers loss or damage to motor vehicle caused by or arising out of accidental collision or, overturning, or collision or overturning consequent upon mechanical breakdown, wear or tear.

• MOTOR CYCLE PRIVATE INSURANCE

  This policy provides cover against accidental loss or damage to Motor Cycles including the standard accessories and spare parts.

• MOTOR COMMERCIAL OWN GOODS INSURANCE

  This policy provides comprehensive commercial auto insurance to compensate individuals, business firms and large corporations against accidental loss or damage.

• MOTOR COMMERCIAL PETROLEUM TANKERS INSURANCE

  This policy provides comprehensive commercial vehicle insurance to compensate individuals, businesses and transporters against accidental loss or damage to their motor vehicles.

• MOTOR COMMERCIAL GENERAL CARTAGE INSURANCE

  This policy provides comprehensive commercial vehicle insurance to compensate individuals, businesses and logistic companies/transporters against accidental loss or damage to their motor vehicles.

   

  • Theft & Fire damage
  • Damage to property belonging to third parties (other persons)
  • Injury to third party persons such as pedestrians and passengers in other vehicles
  • Third party persons exclude any member of the client’s immediate

• MOTOR COMMERCIAL PASSENGER SERVICE VEHICLES (PSV) - CHAUFFER DRIVEN INSURANCE

  This policy provides comprehensive passenger service vehicle insurance to compensate individuals, businesses, companies/transporters.