Mortgage Top Up

We understand that unforeseen needs may arise, that’s why we allow you to take up an additional loan on top of your mortgage. All you need is a solid track record of payment to get more funding to cater to your other needs.

Why choose Mortgage Top Up

Rates and fees

  • Loan to value ratio - maximum 90%
  • Interest Rate – CBR + 4% p.a.
  • Tenure – maximum 25 years
  • Negotiation fees - up to 1.5% of loan amount

Internal costs

  • Negotiation fees

External costs

  • Mortgage Protection Insurance (MPI)
  • House Owners Comprehensive Insurance (HOCI)
  • Valuation fees
  • Stamp duty on charge
  • Legal fees
  • Search fees
  • Statutory payments (land rates, rent and all taxes)

Interested in Mortgage Top Up or have a question?

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Forex
  • USD: Buying: 125.50 , Selling: 131.50
  • EURO: Buying: 130.75 , Selling: 149.20
  • GBP: Buying: 156.20 , Selling: 177.61
  • Canadian Dollar: Buying: 85.87 , Selling: 100.10
  • Australian Dollar: Buying: 77.17 , Selling: 89.68
  • Swiss Franc: Buying: 138.66 , Selling: 158.95
  • Japanese Yen: Buying: 0.7895 , Selling: 0.9693
  • Swedish Kroner: Buying: 9.4564 , Selling: 16.0303
  • Norwegian Kroner: Buying: 8.913 , Selling: 14.755
  • Danish Kroner: Buying: 15.867 , Selling: 20.102
  • Indian Rupee: Buying: 1.2696 , Selling: 1.7646
  • Tanzanian Shillings: Buying: 0.4396 , Selling: 0.05630
  • Uganda Shillings: Buying: 0.03048 , Selling: 0.4167
  • SA Rand: Buying: 5.211 , Selling: 9.2710
  • Chinese Yuan: Buying: 17.11 , Selling: 19.49
  • UAE Dirham: Buying: 31.5119 , Selling: 38.5759
  • RWF: Buying: 0.0837 , Selling: 0.1263