Mortgage Top Up

We understand that unforeseen needs may arise, that’s why we allow you to take up an additional loan on top of your mortgage. All you need is a solid track record of payment to get more funding to cater to your other needs.

Why choose Mortgage Top Up

Rates and fees

  • Loan to value ratio - maximum 90%
  • Interest Rate – CBR + 4% p.a.
  • Tenure – maximum 25 years
  • Negotiation fees - up to 1.5% of loan amount

Internal costs

  • Negotiation fees

External costs

  • Mortgage Protection Insurance (MPI)
  • House Owners Comprehensive Insurance (HOCI)
  • Valuation fees
  • Stamp duty on charge
  • Legal fees
  • Search fees
  • Statutory payments (land rates, rent and all taxes)

Interested in Mortgage Top Up or have a question?

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  • USD: Buying: 128 , Selling: 133.50
  • EURO: Buying: 127.95 , Selling: 150.55
  • GBP: Buying: 155.45 , Selling: 175.41
  • Canadian Dollar: Buying: 88.37 , Selling: 102.87
  • Australian Dollar: Buying: 80.07 , Selling: 92.73
  • Swiss Franc: Buying: 138.01 , Selling: 158.00
  • Japanese Yen: Buying: 0.7560 , Selling: 0.9339
  • Swedish Kroner: Buying: 8.785 , Selling: 15.3588
  • Norwegian Kroner: Buying: 8.7280 , Selling: 14.5753
  • Danish Kroner: Buying: 15.7515 , Selling: 19.9874
  • Indian Rupee: Buying: 1.3226 , Selling: 1.8201
  • Tanzanian Shillings: Buying: 0.0428 , Selling: 0.0541
  • Uganda Shillings: Buying: 0.0304 , Selling: 0.0416
  • SA Rand: Buying: 5.26 , Selling: 9.50
  • Chinese Yuan: Buying: 17.3950 , Selling: 19.7850
  • UAE Dirham: Buying: 31.4689 , Selling: 38.559
  • RWF: Buying: 0.0864 , Selling: 0.1325