Mortgage Top Up

We understand that unforeseen needs may arise, that’s why we allow you to take up an additional loan on top of your mortgage. All you need is a solid track record of payment to get more funding to cater to your other needs.

Why choose Mortgage Top Up

Rates and fees

  • Loan to value ratio - maximum 90%
  • Interest Rate – CBR + 4% p.a.
  • Tenure – maximum 25 years
  • Negotiation fees - up to 1.5% of loan amount

Internal costs

  • Negotiation fees

External costs

  • Mortgage Protection Insurance (MPI)
  • House Owners Comprehensive Insurance (HOCI)
  • Valuation fees
  • Stamp duty on charge
  • Legal fees
  • Search fees
  • Statutory payments (land rates, rent and all taxes)

Interested in Mortgage Top Up or have a question?

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Forex
  • USD: Buying: 125.75 , Selling: 132.75
  • EURO: Buying: 137.30 , Selling: 155.00
  • GBP: Buying: 162.00 , Selling: 180.80
  • Canadian Dollar: Buying: 89.87 , Selling: 102.10
  • Australian Dollar: Buying: 79.90 , Selling: 90.25
  • Swiss Franc: Buying: 148.66 , Selling: 165.95
  • Japanese Yen: Buying: 0.8137 , Selling: 0.9820
  • Swedish Kroner: Buying: 10.10 , Selling: 16.0303
  • Norwegian Kroner: Buying: 9.530 , Selling: 15.00
  • Danish Kroner: Buying: 16.709 , Selling: 20.342
  • Indian Rupee: Buying: 1.320 , Selling: 1.8130
  • Tanzanian Shillings: Buying: 0.4396 , Selling: 0.05630
  • Uganda Shillings: Buying: 0.03048 , Selling: 0.4167
  • SA Rand: Buying: 5.211 , Selling: 9.2710
  • Chinese Yuan: Buying: 17.11 , Selling: 19.49
  • UAE Dirham: Buying: 31.5119 , Selling: 38.5759
  • RWF: Buying: 0.0837 , Selling: 0.1263