Mortgage Top Up

We understand that unforeseen needs may arise, that’s why we allow you to take up an additional loan on top of your mortgage. All you need is a solid track record of payment to get more funding to cater to your other needs.

Why choose Mortgage Top Up

Rates and fees

  • Loan to value ratio - maximum 90%
  • Interest Rate – CBR + 4% p.a.
  • Tenure – maximum 25 years
  • Negotiation fees - up to 1.5% of loan amount

Internal costs

  • Negotiation fees

External costs

  • Mortgage Protection Insurance (MPI)
  • House Owners Comprehensive Insurance (HOCI)
  • Valuation fees
  • Stamp duty on charge
  • Legal fees
  • Search fees
  • Statutory payments (land rates, rent and all taxes)

Interested in Mortgage Top Up or have a question?

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Forex
  • USD: Buying: 132.50 , Selling: 138.50
  • EURO: Buying: 136.55 , Selling: 159.15
  • GBP: Buying: 163.70 , Selling: 181.31
  • Canadian Dollar: Buying: 93.62 , Selling: 109.37
  • Australian Dollar: Buying: 82.27 , Selling: 96.03
  • Swiss Franc: Buying: 141.56 , Selling: 162.95
  • Japanese Yen: Buying: 0.8087 , Selling: 0.9892
  • Swedish Kroner: Buying: 9.502 , Selling: 16.0763
  • Norwegian Kroner: Buying: 9.5880 , Selling: 15.4303
  • Danish Kroner: Buying: 16.6515 , Selling: 20.8824
  • Indian Rupee: Buying: 1.4021 , Selling: 1.9036
  • Tanzanian Shillings: Buying: 0.0480 , Selling: 0.0592
  • Uganda Shillings: Buying: 0.0298 , Selling: 0.0410
  • SA Rand: Buying: 5.05 , Selling: 9.29
  • Chinese Yuan: Buying: 17.9100 , Selling: 20.3250
  • UAE Dirham: Buying: 32.8304 , Selling: 39.8959
  • RWF: Buying: 0.0938 , Selling: 0.1507