NatMobile is National Bank’s Mobile Banking platform. Using NatMobile you can access various banking services such as checking your account balance, transferring money, making payments, requesting for statements, etc.

How do I know if I am already registered on NatMobile?

To check if you are already registered on NatMobile, dial *625#. If you are presented with an option to log in, then you are already registered to use NatMobile. If you are presented to open an account or register, then you are not registered on NatMobile.

What type of phone or device should I have to access NatMobile?

You can access NatMobile via USSD using any mobile device that has a SIM card registered to a mobile network operator such as Safaricom or Airtel. To access NatMobile via USSD, dial *625#. You will need at least Ksh. 2 of airtime. To access NatMobile using the NatMobile app, you would need a smart phone with and Android OS.

How do I get access to NatMobile?

If you already have an account at National Bank but are not registered to use NatMobile, visit the branch nearest you to register. You will be asked to fill in a short form and provide your Identification document.

What do I do if I cannot remember my password?

To have your password reset, visit your nearest National Bank branch.

How do I de-register for NatMobile?

NatMobile offers you a lot of convenience so we would love to have you stay. If you are experiencing problems with NatMobile, give us an opportunity to resolve it by getting in touch with our contact center staff at 020 282 8900, 0703 088 900, 0732 118 900. To de-register, go to the branch nearest you to complete a termination form.

For You
- Back
- Open an Account
  - Back
  - Open an Account
  - Current Account
    Personal Current Account Premium Account Foreign Currency Current Account
  - Savings Accounts
    Ahadi Savings Vision Savings Ahadi Premium Account
  - Transactional Accounts
    Nat625 Mobile National Transactional Account Student Account Wekeza Account Taifa Account
- Get a loan
- Get a Card
  - Back
  - Get a Card
  - Credit Cards
    Visa Classic Card Visa Platinum Card Visa Gold Card
  - Debit Card
    Classic Debit Card Gold Debit Card Platinum Debit Card Amanah Debit Card
For your Biashara
- Back
- Accounts
  - Back
  - Accounts
  - Micro Banking
    Jenga Biashara Account Jenga Biashara Current Account
  - SME Accounts
    SME Current Account SME Transactional Account School Current Account
- Trade Finance
- Get a Loan
For Corporate
- Back
- Accounts
  - Back
  - Accounts
  - Open Account
    Current Account
- Get Financing
- Get Services
National Amanah
- Back
- National Amanah
  - Back
  - National Amanah
  - Personal Accounts
    Amanah Taifa Almasi Account Amanah Student Account Amanah Personal Current Account Amanah Vision Account
  - Personal Loans
    Amanah Mortgages Unsecured Personal Financing
  - Business Accounts
    Amanah Jenga Account Amanah Business Current Account
  - Business Loans
    Amanah Jenga Biashara Loan Amanah Jenga Kilimo Loan Amanah Asset Finance Loan
  - Trade Finance
Diaspora
- Back
- Open an Account
  - Back
  - Open an Account
  - Savings Accounts
    Ahadi Account Fixed & Call Deposit Account Vision Account
  - Transactional Accounts
    Taifa Account Personal Current Account Premium Current Account
- Diaspora Mortgage
- Investment & Advisory Services
- Money Transfer Services
Ways of Banking
About Us
- Back
- Leadership
- Careers
- Newsroom
- Our Blog
MajiKonnect
Deals
NBK Bancassurance Intermediary Limited | National Online Banking Property Sales | Natbank Investments Treasury Services | Investor Relations Contact Us

Mortgage Top Up

We understand that unforeseen needs may arise, that’s why we allow you to take up an additional loan on top of your mortgage. All you need is a solid track record of payment to get more funding to cater to your other needs.

Why choose Mortgage Top Up

Rates and fees

Loan to value ratio - maximum 90%
Interest Rate – CBR + 4% p.a.
Tenure – maximum 25 years
Negotiation fees - up to 1.5% of loan amount

Internal costs

Negotiation fees

External costs

Mortgage Protection Insurance (MPI)
House Owners Comprehensive Insurance (HOCI)
Valuation fees
Stamp duty on charge
Legal fees
Search fees
Statutory payments (land rates, rent and all taxes)

Current Account

Savings Accounts

Transactional Accounts

Unsecured Personal Loan

Mortgages

Credit Cards

Debit Card

Micro Banking

SME Accounts

Open Account

Personal Accounts

Personal Loans

Business Accounts

Business Loans

Savings Accounts

Transactional Accounts

Mortgage Top Up

Why choose Mortgage Top Up

Interested in Mortgage Top Up or have a question?

Similar products you might be interested in

Residential Mortgage

Residential Plot Purchase

Equity Release